10K Kingdom Individual Membership Agreement

The Member has elected to participate in the 10K Kingdom discipleship-based financial training program (the “Program”). This Agreement outlines the terms, expectations, and legal conditions under which the Member is granted access.

Effective as of the date enrolled.

1. PROGRAM OVERVIEW

The 10K Kingdom Program is a faith-based financial discipleship platform that includes access to:

Lifetime access to the full 10K Kingdom discipleship platform
Coaching sessions on faith-based financial strategy
Biblically grounded curriculum covering giving, saving, investing, budgeting, debt, credit, and more
Tools and resources for practical application
Private online community access for accountability and spiritual growth
Progress tracking and milestone achievements

2. TERM AND ACCESS

2.1 General Terms

Access is granted for the duration of the Program, with ongoing access contingent on Member’s active engagement.
Members must remain in good standing by meeting the Participation Expectations (Section 3).

2.3 Lifetime Access Term
Member receives lifetime access to the 10K Kingdom Program, including trainings, tools, and the member community. Access remains active as long as the Program and platform are in operation and the Member remains in good standing.

Disclaimer: “Lifetime access” refers to the lifetime of the Program itself, not the lifetime of the individual Member. If the Program or platform is discontinued or significantly restructured, access may be modified, limited, or terminated at the sole discretion of 10K Kingdom.

2.3 Evergreen and Evolving Program

Ongoing Development
10K Kingdom is a living, growing discipleship community. While you are granted lifetime access to the program, you understand that the tools, resources, and experiences available within the community may evolve over time.

Program Updates
The Provider may update, change, or replace certain features, resources, or components of the program in order to improve effectiveness, reflect current best practices, or fulfill its mission. This includes but is not limited to coaching formats, digital tools, lessons, community access points, and bonus content.

No Guarantee of Specific Offerings
You acknowledge that while every effort is made to maintain value and integrity, there is no guarantee that specific offerings available at the time of enrollment will remain permanently unchanged.

3. PARTICIPATION EXPECTATIONS

To maintain active status and access, the Member agrees to:

Complete Monthly Milestone Check-Ins through the 10K app or portal.
Engage Respectfully with other participants, coaches, and spiritual leaders.
Maintain Integrity by implementing what is taught and sharing honestly during coaching sessions.
Use Platform Solely for Personal Growth and not for resale, reproduction, or coaching others unless explicitly authorized.
Notify 10K Kingdom if experiencing a season of hardship or disengagement to discuss re-entry options.

4. CODE OF CONDUCT

As a faith-based community, the Member agrees to:

Uphold biblical values in interactions, avoiding gossip, profanity, or divisive speech.
Refrain from soliciting or recruiting members for external opportunities, MLMs, or personal business ventures.
Maintain confidentiality of any shared stories, testimonies, or financial information disclosed in community spaces.

5. ACCOUNTABILITY AND STATUS

Failure to complete three consecutive Monthly Milestone Check-ins may result in temporary suspension of access to the 10K Kingdom community and resources.
Exception: If prior notice is given to your coach regarding your absence, your status will remain in good standing.
Members who violate the Code of Conduct or Terms in Exhibit A may be permanently removed from the Program.

6. NON-TRANSFERABILITY

Access is provided to one individual and may not be shared, transferred, or reassigned.
Duplicate accounts, shared logins, or misuse may result in termination of access without refund.

7. DATA COLLECTION & COMMUNICATION CONSENT

Member agrees to receive email and SMS notifications related to:

Coaching reminders
Spiritual encouragement
Accountability updates
Program announcements or invitations

All personal information will be handled in accordance with the Privacy Policy.

8. TERMINATION

Access may be terminated:

By 10K Kingdom for noncompliance with this Agreement, Exhibit A or Exhibit B.
By Member in writing (note: voluntarily withdrawn members cannot be re-added under the same membership unless approved).

9. LEGAL TERMS

The legal terms in Exhibit A and Exhibit B are incorporated into this Agreement and must be reviewed prior to signing.

Exhibit A: Terms & Conditions

These terms and conditions (“Terms”) govern the partnership between 10K Kingdom (“Provider”) and the participating individual (“Member”) as outlined in the attached agreement.

1. Program Access & Use

1.1 Member Eligibility:
Individuals will be granted lifetime access to 10K Kingdom’s digital platform, community, and coaching curriculum, as long as the Member abides by the program’s engagement terms.

1.2 Non-Transferability:
Program access is granted solely to the individual Member. Access is non-transferable and may not be sold, shared, or distributed.

2. Intellectual Property & Content Usage

2.1 Ownership:
All course materials, branding, video content, tools, digital curriculum, and supporting documents are the exclusive property of the Provider. Member does not have ownership of Provider’s proprietary information, which is protected by federal copyright laws.

2.2 Restrictions:
No part of the materials may be copied, modified, repurposed, publicly displayed, or distributed without prior written consent. Members may not use the materials to create derivative financial or spiritual education programs.

Members may not copy, re-engineer, distribute, or otherwise provide access to this information to any other person, for free or paid, without express written consent of the Provider, which may withhold for any reason, and purchase of a membership.

3. Confidentiality & Data Security

3.1 Confidential Information:
Both parties agree not to disclose or use any confidential, personal, or proprietary information shared in the Program, including but not limited to: internal organization data, member feedback, unpublished program features, financial details, testimony discussions, screenshots and strategic plans.

Member acknowledges that it will be necessary for Member to disclose certain confidential and proprietary information to Member in order for Provider to perform duties under this Agreement. Member acknowledges that disclosure to a third party or misuse of this proprietary or confidential information would irreparably harm Provider. Accordingly, Member will not disclose or use, either during or after the term of this Agreement, any proprietary or confidential information of Provider without Provider’s prior written permission.

Provider protects its name and content. Member is not receiving permission to use trade and service marks, even if not listed here. You are not receiving permission to use content owned or licensed by Provider. Your intellectual property rights are covered in the Ownership section.

3.2 Data Collection:
Member data collected by the Provider is used solely for engagement tracking, discipleship insights, and program improvement. No personal financial data is collected or shared. Member grants Provider permission to use Member’s audience list data (ie. customer, subscriber, email list etc) for Provider’s own marketing and advertising purposes.

4. Indemnification

The Member agrees to indemnify, defend, and hold harmless the Provider and its officers, agents, affiliates, and employees from any third-party claims, liabilities, losses, damages, or costs (including attorney’s fees) arising from misuse of the program, breach of agreement, or violation of any law or third-party right. Provider is not an attorney, accountant or financial advisor, nor are they holding themselves out to be, and the information provided is not a substitute for financial advice from a professional who is aware of the facts and circumstances of your individual situation. The content and coaching is for informational purposes only, you should not construe any such information or other material as legal, tax, investment, financial, or other advice.

5. Publicity & Recognition

5.1 Public Use of Member Name:
Unless otherwise requested in writing, Member grants permission for Provider to list its name and logo among its members in promotional materials, on its website, and in impact reporting. Provider and associated partners will be entitled to use Member’s name, likeness (photos), reviews and conversations (video, verbal or written), testimonials, city, logo etc. in use in advertising and other materials.

The parties agree that Provider and partners can publicly reference Member as a Provider customer (including a logo, image and overview sentence describing the engagement on promotional materials and the Provider and/or partners website and/or other locations)

5.2 Testimonials:
Any feedback, testimonials, or quotes voluntarily shared by Members may be used in promotional or testimonial content with appropriate attribution.

6. Program Engagement & Accountability

6.1 Member Engagement:
Members are expected to complete monthly milestone check-ins and participate in community learning. Provider reserves the right to deactivate access in cases of abuse or violation of community standards.

6.2 Guarantee:
The Member is receiving a space and support in this service program, but not guaranteed results. Member acknowledges that no one has guaranteed business, financial growth, spiritual growth or other results from purchasing this service. The Program offers tools and strategies but cannot guarantee specific financial or spiritual outcomes. Progress depends on Member’s action, engagement, and individual circumstances.

7. Term, Expansion & Termination

7.1 Term:
This partnership begins upon gaining access and remains in effect for the lifetime of the Members’ access.

7.2 Termination for Cause:
Either party may terminate this agreement with 30 days written notice in the event of a material breach. Termination does not impact existing Member access unless explicitly stated in writing.

7.3 Cancellation Policy:
Due to the digital nature of the program and immediate access granted, all sales are final and non-refundable. If access is revoked due to misconduct or violation, no reentry is guaranteed and reinstatement is at the sole discretion of the Provider.

8. Non-Disclosure & Non-Compete

8.1 Non-Disclosure:
Member may not disclose program structure, proprietary tools, or member data to outside parties or competing programs.

8.2 Non-Compete:
Member may not use Provider content, models, or strategy to build or promote a competing discipleship or financial education program for a period of 5 years following the end of the agreement.

Provider is entitled to work with any other company, brand, person or entity of their choosing, including but not limited to Members competitors. Provider is not required to notify Member of other business dealings.

9. Limitation of Liability

To the fullest extent permitted by law, Provider shall not be liable for any indirect, incidental, special, or consequential damages, including but not limited to lost profits or spiritual harm, resulting from the use of the program.

10. Dispute Resolution

10.1 Governing Law:
This Agreement, and any dispute or controversy relating to the existence, validity, meaning, interpretation, or alleged breach of this Agreement shall, in all respects, be interpreted, enforced and governed by the laws of the State of Georgia.

In the event of any breach, or threatened breach, by Member of any of the terms of this Agreement, the prevailing party is entitled to recover its reasonable attorneys’ fees and costs incurred in connection with any action or proceeding arising out of, or relating to, any such breach or threatened breach.

10.2 Mediation:
Any disputes arising out of this partnership shall first be resolved through good faith mediation before any legal proceedings.

11. Entire Agreement & Amendments

This Exhibit A and the Individual Member Agreement represent the entire agreement between the parties. Any changes must be made in writing and signed by both parties.

Exhibit B: Mutual Non-Disclosure Agreement

This agreement (“Non-Disclosure”) governs the disclosure of information by and between 10K Kingdom (“Provider”) and the participating individual (“Member”) as outlined in the attached agreement.

1. Definition of Confidential Information. As used herein, “Confidential Information” shall mean any and all technical and non-technical information provided by either party to the other, including but not limited to (a) patent(s) and patent applications, (b) trade secret, and (c) copyrighted information (d) proprietary information, including ideas, techniques, sketches, drawings, works of authorship, models, inventions, know-how, processes, apparatuses, equipment, algorithms, software programs, software source documents, and formulae related to the current, future, and proposed products and services of each of the parties, and including, without limitation, their respective information concerning research, experimental work, development, design details and specifications, engineering, financial information, procurement requirements, purchasing, manufacturing, customer lists, investors, employees, business and contractual relationships, business forecasts, sales and merchandising, marketing plans and information the disclosing party provides regarding third parties.

2. Identification of Confidential Information. If the Confidential Information is embodied in tangible material (including without limitation, software, hardware, drawings, graphs, charts, disks, tapes, prototypes and samples), it shall be labeled as “Confidential” or bear a similar legend. If the Confidential Information is disclosed orally or visually, it shall be identified as such at the time of disclosure.

3. Exceptions to Confidential Information. Each party’s obligations under this Agreement with respect to any portion of the other party’s Confidential Information shall terminate when the party to whom Confidential Information was disclosed (the “Recipient”) can document that: (a) it was in the public domain at the time it was communicated to the Recipient by the other party; (b) it entered the public domain subsequent to the time it was communicated to the Recipient by the other party through no fault of the Recipient; (c) it was in the Recipient’s possession free of any obligation of confidence at the time it was communicated to the Recipient by the other party; (d) it was rightfully communicated to the Recipient free of any obligation of confidence subsequent to the time it was communicated to the Recipient by the other party; (e) it was developed by employees or agents of the Recipient independently of and without reference to any information communicated to the Recipient by the other party; (f) it was communicated by the other party to an unaffiliated third party free of any obligation of confidence; (g) the communication was in response to a valid order by a court or other governmental body, was otherwise required by law, or was necessary to establish the rights of either party under this Agreement; or (h) it was not legended as Confidential Information of the disclosing party and if disclosed orally or visually, it was not identified as Confidential Information of the disclosing party at the time of such communication.

4. Handling of Confidential Information. Each party agrees that at all times and notwithstanding any termination or expiration of this Agreement it will hold in strict confidence and not disclose to any third party Confidential Information of the other, except as approved in writing by the other party to this Agreement, and will use the Confidential Information for no purpose other than with the other party to this Agreement. Each party shall only permit access to Confidential Information of the other party to those of its employees or authorized representatives having a need to know and who have signed confidentiality agreements or are otherwise bound by confidentiality obligations at least as restrictive as those contained herein.

5. Residual Knowledge. Recipient may enhance its knowledge and experience retained in intangible form in the unaided memories of its directors, employees/contractors and advisors as a result of viewing Discloser’s Confidential Information. So long as Recipient complies with Section 4 of this Agreement, Recipient may develop, disclose, market, transfer and/or use such knowledge, experience and intellectual property that may be generally similar to Discloser’s Confidential Information, and Discloser shall not have any rights in such knowledge, experience or intellectual property nor any rights to compensation related to the Recipient use of such knowledge, experience or intellectual property, nor any rights in Recipient’s business endeavors.

6. Term and Termination. This Agreement shall terminate five (5) year(s) after the Effective Date. The Recipient’s obligations under this Agreement shall survive termination of the Agreement between the parties and shall be binding upon the Recipient’s heirs, successors and assigns for a period of ten (10) years. Upon termination or expiration of the Agreement, or upon written request of the other party, each party shall promptly return to the other all documents and other tangible materials representing the other’s Confidential Information and all copies thereof.

7. Warranties. Each party represents and warrants to the other party that (i) it has the requisite corporate authority to enter into and perform this Agreement, (ii) this Agreement constitutes its legally binding obligation, enforceable in accordance with its terms, and (iii) its execution and performance under this Agreement, including its disclosure of Confidential Information to the Recipient, will not result in a breach of any obligation to any third party or infringe or otherwise

violate any third party’s rights.

8. No Export. Neither party shall export, directly or indirectly, any technical data acquired from the other pursuant to this Agreement or any product utilizing any such data to any country for which the U.S. Government or any agency thereof at the time of export requires an export license or other governmental approval without first obtaining such license or approval.

9. No Reverse Engineering. Each of the parties agrees that the software programs of the other party contain valuable confidential information and each party agrees it will not modify, reverse engineer, decompile, create other works from, or disassemble any software programs contained in the Confidential Information of the other party without the prior written consent of the other party.

10. No Grant of Rights. The parties recognize and agree that nothing contained in this Agreement shall be construed as granting any property rights, by license or otherwise, to any Confidential Information of the other party disclosed pursuant to this Agreement, or to any invention or any patent, copyright, trademark, or other intellectual property right that has issued or that may issue, based on such Confidential Information. Neither party shall make, have made, use or sell for any purpose any product or other item using, incorporating or derived from any Confidential Information of the other party.

11. Equitable Remedies. Recipient acknowledges that Recipient’s breach of this Agreement may cause irreparable harm to Discloser for which Discloser is entitled to seek injunctive or other equitable relief as well as monetary damages.

12. Miscellaneous. Neither party shall transfer or assign this Agreement to any other person or entity, whether by operation of law or otherwise, without the prior written consent of the other. Any such attempted assignment shall be void and of no effect. This Agreement shall be governed by, enforced under, and construed and interpreted in accordance with, the laws of the State of Georgia, without reference to conflict of laws principles. Each party consents to venue and personal jurisdiction in Georgia. If any provision of this Agreement is found by a proper authority to be unenforceable or invalid such unenforceability or invalidity shall not render this Agreement unenforceable or invalid as a whole and in such event, such provision shall be changed and interpreted so as to best accomplish the objectives of such unenforceable or invalid provision within the limits of applicable law. Neither party will assign or transfer any rights or obligations under this Agreement, including by operation of law, without the prior written consent of the other party. The Agreement is the complete and exclusive agreement regarding the disclosure of Confidential Information between the parties, and replaces any prior oral or written communications between the parties regarding Confidential Information. This Agreement may be signed in multiple copies, each of which shall constitute the same instrument. Once completely executed, any reproduction of this Agreement made by reliable means shall be considered an original.

In the event of legal action with respect to this Agreement, it is agreed that the prevailing party in any such action shall be entitled to recover from the other a reasonable attorney fee, including attorney fees incurred at trial, on appeal and review, or incurred without actions, suits or proceedings, together with all costs and expenses incurred in pursuit thereof.

This Agreement shall be considered to have been made in the State of Georgia and shall be interpreted in accordance with the laws and regulations of the State of Georgia. Each party agrees to jurisdiction in the State of Georgia in any action, suit or proceeding regarding this Agreement, and concedes that it transacted business in the State of Georgia by entering into this agreement. In the event of any legal action with respect to this Agreement, both parties agree that venue may be laid in Georgia.

IN WITNESS WHEREOF, the parties hereto have caused this Mutual Non-Disclosure Agreement to be executed as of the date enrolled.